What to Do – and Not to Do – After a Car Wreck
A car wreck can leave you shaken, confused, and unsure of what steps to take next. The decisions you make in the minutes, hours, and days following a crash can significantly affect your health, your rights, and your ability to receive proper compensation. If you are involved in an accident in South Carolina, here are the most important dos and don’ts to keep in mind.
What to Do After a Car Wreck
Call 911 Immediately
South Carolina law requires drivers to report accidents involving injury, death, or property damage. Even if injuries seem minor, call 911 so police and medical help can arrive. The police report will be critical evidence for your insurance claim or potential case.
Get Medical Attention
Adrenaline can mask injuries. Always get checked out by emergency responders and follow up with your doctor. Medical documentation helps establish a clear link between the accident and your injuries.
Exchange of Information
In South Carolina the responding officer will issue all parties an accident report, or what is known as an FR-10. The FR-10 must be submitted to your insurance company within 15 days. It contains important details about the accident and contact information for the parties involved as well as their insurance provider.
Gather Evidence
If possible, take photos and videos of the accident scene, vehicle damage, skid marks, traffic signs, and visible injuries. If there are witnesses, get their names and contact information as well.
Notify Your Insurance Company
Report the wreck to your insurance company promptly. Provide basic facts but avoid speculating about fault.
Contact an Attorney
Car accidents can involve complex insurance issues and liability disputes. An experienced South Carolina personal injury attorney can guide you, protect your rights, and help pursue the compensation you deserve.
What NOT to Do After a Car Wreck
Don’t Leave the Scene
Leaving the scene of an accident – even a minor one – can result in serious criminal charges in South Carolina. Always wait for law enforcement to arrive.
Don’t Admit Fault
It may feel natural to apologize, but even a simple “I’m sorry” can be twisted into an admission of guilt. Stick to the facts when speaking with police or others.
Don’t Rely on the Other Driver
Never assume the other driver will report the accident correctly or cooperate with their insurance. Protect yourself by gathering your own evidence.
Don’t Post on Social Media
Insurance companies often monitor social media for posts that can undermine your claim. Avoid sharing details or photos about the wreck online.
Don’t Settle Too Quickly
Insurance companies may offer a fast payout but early offers rarely cover the full extent of medical bills, lost wages, or long-term needs. Speak with an attorney before signing anything.
Final Thoughts
Being in a wreck is overwhelming but knowing what to do – and what not to do – can make all the difference. Protect your health first, gather evidence, and seek legal counsel before making decisions that could impact your future.
If you have been injured in a car accident, the Joyner Law Firm and our associates are here to help you navigate the process and fight for the compensation you deserve. Give us a call at 843-253-5316.
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